Captive Flow

What Are The Benefits of Captive Insurance?

Ownership and control of insurance costs

• Professional partners are hand-selected by captive owners
• Aggressive Claims Management Service Provider are selected by the Captive members
• Loss control services are customized to meet each members' needs and reduce risk
• New members are identified and approved by captive owners

Reduced overall costs

• Contributions are based on your company's expected losses
• Premiums are likely to be more stable from year to year
• Members have the ability to retain investment earnings & underwriting profits
• Fixed costs are controllable and can be reduced

Improved insurance program

• Enhanced coverage, marketability, and cost control
• Forum for exchange of ideas, learn from fellow members' experiences
• No surprises in the renewal process, no bidding upheaval

The key benefits of participating in Captive programs are:

• Greater control of insurance programs
• Stable insurance costs
• Enhanced coverage
• Aggressive claims management
• Specialized loss control services
• Potential to receive underwriting profit and investment income